Bank Risk & Stress Testing
Concise, understandable risk analysis for banks big and small.
The early warning signs for Silicon Valley Bank were known two years earlier; our models picked up First Republic issues over a year out. Banks are a critical part of your ecosystem — as major tenants and as your source of debt and equity — and a bank default reaches everything from daily property operations to development funding.
Applicable to banks of all sizes
Conventional stress tests target large institutions. Ours applies to a bank of any size, so smaller and regional institutions get a thorough assessment too.
Concise and understandable
Results are digestible for CRE professionals without a banking background, without sacrificing accuracy or the critical elements large banks require.
Enhanced scoring model
Our latest assessments include total CRE loan exposure, unrealized losses on marketable securities, deposit withdrawal rates and off-balance-sheet funding commitments.
Bank monitoring platform
Pick the banks you want to monitor and receive quarterly updates plus real-time notifications on sudden deposit drops, high CRE loan exposure against equity, a jump in NPAs, derogatory filings, judgements or abrupt management change.
Assessments available
- → Comprehensive bank stress test based on new bank risk scoring
- → Standard Premium MVA bank assessment
- → Enhanced bank risk scoring model and risk analysis without the stress test
- → Peer analysis and commentary using CAMEL ratios against a peer group
Ready to talk?
Let Megalytics guide you through the best data sets and analysis for your development project, acquisition, disposition or next tenant.